I used to have five accounts with ING which I put money into monthly for different things. It worked well as I forgot about the money and it required some effort to dig out my password etc and log in to make transfers.
Now they have all been transferred to Barclays who I already have accounts with so they appear on my online banking app. It is far too easy to see the various savings 'pots' and if I'm running low in one area it takes seconds to transfer money between accounts. I am not disciplined enough to have it all under one bank.
Does anyone know which other banks/providers will let you set up several savings accounts to basically operate an online 'envelope' system?