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Original poster

Urgent help needed please! How can you find out if your husband has got a sneaky bank loan without him finding out??

12 replies

AllieBongo · 15/08/2006 21:05

Would it be on a credit scoring if it was done v recently, and where could they send it so he couldn't intercept the post.. this is for a friend btw!

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proudofmyboobs · 15/08/2006 21:08

We have a seperate account for our bank loan (which thankfully will be paid in full at the end of this month!)
So not sure really, unless she goes into the bank and asks to see an account balance and say she's not sure which account it is and could the assistant guide her?

I know this won't be easy in most places, but I live in a small village located in the rural backpaths of nowhere and most of the bank staff/post office staff know us all... not a huge throbbing metropolis like London

Original poster
AllieBongo · 15/08/2006 21:09

poo, the account us in his name only.. would they do that?

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edam · 15/08/2006 21:09

If it's secured on the house, she should have been asked for her approval. If not, you can ask the credit reference agencies for your own report which may show up dh stuff as someone to whom your finances are linked at the same address. But not sure they'd send it to a different posting address - Data Protection Act and all that?

Original poster
AllieBongo · 15/08/2006 21:11

thanks edam. it's worth a try! i wish i could help her

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Original poster
AllieBongo · 15/08/2006 21:21

bump

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Toothache · 15/08/2006 21:23

Alliebongo - I got my H's credit file online using just his National Insurance Number and date of birth!
Easy peasy.... They just send you a password.

Original poster
AllieBongo · 15/08/2006 21:24

ooooh link please if poss!

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Toothache · 15/08/2006 21:25

It was Experian... will search for a link....

jampots · 15/08/2006 21:25

cant you just open his post ?

I did this with my MIL as she was having all her post sent to my address despite living in Spain. Obviously to give the impression she lived here. Turns out she took a £15k bank loan at my address - unsecured admittedly but still. She still hasnt told us about it

Toothache · 15/08/2006 21:27

Experian 30 Day free trial

Original poster
AllieBongo · 15/08/2006 21:29

she lives in a tied house with his job so nothing to secure it against. Also the bloody postman drops the post into him at the office. Thanks for all your suggestions.. why are people so bloody devious jampots?

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Original poster
AllieBongo · 15/08/2006 21:35

thanks toothache.. i hope she's wrong poor old bird I want to bitch slap him. (sorry e if you read this!)

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