Does anyone have a Virgin One account to pay off their mortgage?

[Piffle]

If so...
Are you still on target to reduce the term of your mortgage by the amount Virgin calculate at the beginning...

bump

Yes we do and no we aren't! Is there anything you specifically want to know? We've had it for 6 years and 2 houses, and my initial thought is that it is best suited to those with a good disposable income that can be sensible with their spending!

From what DP has been reading on this, seems that you need to be good at making & sticking to a realistic budget (his forte not mine ), but also as this is not a conventional mortgage, should you default, there is not the same protection in the law as with a traditional mortgage... i.e. we'd need to have other insurance in place for "hard times".