Is it worth complaining to Barclaycard about this?

[MrsBertMacklin]

I'm an existing Barclaycard customer.

In July, I received a balance transfer promotional letter, offering a 6.9% transfer.

I took this up in the last week of July. Two days after it was effected, I received a new offer, giving a 0% transfer rate.

I'm kicking myself over this, so annoying. Is it worth the time/aggravation do you think, of phoning Barclaycard and asking them to put me onto the 0% rate instead? I think they'll just shrug and refer me to the terms and conditions.

Can't you just switch again?

No, I've switched the balance on my other card to my existing Barclaycard, so I don't think that's possible.

Sorry but I don't think there's much you can do about it - it's a bit like buying something in a sale with 25% off and seeing it advertised a week or so later at 75%off.

Salvatore, that's the analogy I was reaching for when trying to explain why I thought it would probably be not worth arguing with them about it, thanks. Bloody aggravating though.

Is the 6.9% offer for the life of the transfer though, & the 0% for a limited period like 9 months so you have to either pay it off or transfer it again when it runs out?

if so the 6.9% deal isn't bad.

also I assume there would be a 3% charge for doing the 0% thing. was there a similar charge for the 6.9%?