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Original poster

Bank hasn't debited money from my account

3 replies

zookeeper · 19/06/2013 07:05

A month ago I wrote a cheque from my current account for £1000 ( which I can ill afford) and sent it to my bank as a one off mortgage payment.

I received a letter from the bank acknowledging receipt and showing my new mortgage balance but a month later the money is still in my current account.

I'm half hoping that the bank will never take the money. And am very tempted to spend it. Has this happened to anyone else ?

OP posts:
AntoinetteCosway · 19/06/2013 07:38

Oh God don't spend it! It will be an admin error of some sort I'd bet and they will catch up with themselves. I'd ring the bank.

Original poster
zookeeper · 19/06/2013 07:52

I know you're right antoinette but so tempted to at least set it aside and see what happens...

OP posts:
AntoinetteCosway · 19/06/2013 08:38

If you take it out of the account and they suddenly debit it you'll incur overdraft charges etc. Tempting as it is I would really just call the bank ASAP!

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