Which credit cards gives best 'rewards'?

[OhThisIsJustGrape]

Have been thinking for a while about taking out a credit card to use for everything and then paying it all off at end of the month, I know a few people who do this to get nectar points/clubcard points etc.

Is it worth doing? Which gives the best return in terms of points collected etc?

It would always be paid off in full each month btw, I want it purely to gain a few extras

It probably depends on where you shop. Our nearest supermarket and petrol station is a Tesco so we have a Tesco credit card. We pay for nearly everything thing on it and get around £40-50 of vouchers per quarter.
They can be converted for 4x their face value into certain restaurant/days out/online gardening/magazine subscription vouchers.
So it works well for us as we even though we haven't changed our shopping pattern we now have extra treats.

If you want plain cash back, Santander have a card that does that. John Lewis give shopping vouchers so that might be worth it if you use Waitrose a lot.

I do my weekly shop at waitrose so I'm thinking John Lewis card would be best, think I'll have a good look at them all today and see what's best.

Thanks

And an added bonus with the JL card is that you get to choose the colour of your card

Ah well then, that's me sold

I have a JL card and get about £750 back in vouchers each year.

Marking my place. Interested as well. I have a Santander 123 which is rarely used,but good when going abroad.

Mrs Robert. How much do you need to put on card to gets £750 of vouchers?

I have a JL card and it works out that you get a £5 voucher for every 500 points you acquire.

You get a point every time you spend a £1 in JL or £2 elsewhere .. so by my bad maths .. I think she must spend £75K in JL each year or £150K elsewhere? Or somewhere in between ..

I also have a card and get about £150 a year and i reckon last year I spent about £30K on my card - mainly business expenses.. I am now not spending so much on business so am looking to change my card and will be following this!

Another JL card here, you can use the vouchers in JL or Waitrose which helps if you want a treat :)

I I had a JL or waitrose handy, I'd have a JL card.

I have a flipping Barclaycard World Mastercard, instead. I didn't want one, but they bought out egg credit cards and I've not found anything I'd prefer which has such good product guarantee terms. I got £87 in cashback on it, last month, which is not to be sniffed at, really (it's not used for the main household spending - DH's is and he got a lot more cashback!)

And yes, I'm a bit pissed off that just about every non mainstream financial product I have has been bought by sodding Barclays.

Yes I spend a lot
However we put all dh's business stuff through...petrol, flights, techy stuff, white goods .
Personally I put about £35k a year on it.

Another vote for JL card, we spend about 2k a month on it and get £50 voucher whenever the send them, not sure if that's quarterly??! Anyway I love deciding what to buy, usually kitchen things- good quality pans etc they I might usually skimp on. Rock n roll me ;)

Lloyds TSB Amex/Mastecard - one Avios point (formerly AirMiles) for every £ spent.

For us travel is a priority so we use Virgin Atlantic credit cards. In a year we've already got enough miles for 2 premium economy return flights anywhere that Virgin fly. The cards are paid off every month so that a saving to us of between £1700 and £2000 this year. DH already owed 68 days leave. At this rate we'll be flying Upper Class

I shop at Sainsbury so I have a Nectar card and a Nectar credit card. It can be linked to E-Bay and they are partnered up with various e-shops like Hotel Chocolat, Viking and BP. We're not heavy purchasers but have already clocked up £40 this year. Last year I cashed in almost £200 worth.

I have a nectar card. Never thought of nectar credit card. We use sainsburys and have about £60 saved on points so far this year. We use ours on our Christmas shop. Must look at the cc.

When did you get this letter Mutt? I've not seen anything and there's nothing on the website flagging that there will be a charge.

Cogito - here's the link. You only have a couple of weeks to opt out before you're transferred onto the new system.

www.nectar.com/landing/nectarcreditcardfaq2/index.rnectar

Sorry don't know how to do links on my tablet

Thanks! Think I'll keep it nevertheless.