I have saved £16.65 a month today. What else can I save?

[KatyMac]

I cut my phone bill & my sky bill

Only by a tiny bit but it's £199.80 a year

So tomorrow I phone my elec co
& as each insurance comes up I will work a little harder to get a bit it lower

Then I'll go & spend it on something silly

You do a little excel spreadsheet and put in your electric / gas meter readings every month and each year try and use a bit less than last year.

If you are really sad you will get quite competitive with yourself about it . (see my profile).

I also changed suppliers and that knocked a few quid off.

Kind of have one

Not as comprehensive as yours but....

Also have lovely spreadsheet about annual spending