How do I check my credit rating?

[charliecat]

Someones ordered over a grands worth of stuff in my name and I want to see if they have applied, hopefully unsuccessfully, for anything else.
Also how do I stop mail from going to that address. I no longer live there. I am getting my mail redirected.
And any other tips so no more unexpected bills drop through my door.

Blimey!! How did you manage to find out? So lucky that you did! If you go to experian.co.uk they will give you a free credit report (have to register with a card but you can then cancel it)

They got the goods and I got the bill. Royal mail delivers the bill. Courier orders the goods. Cheers

hi charliecat! the best thing you can do is get hold of a company called experian they will send you out any info they hold on you such as any HP or loans etc taken out in your name hope that helps! and good luck

pants my pc wont let me open the box...wont do links.Is there a phone number for them?

i hope you have reported this to the police.

I have, they rang at 7.02am this morning, he said it happens so often people dont bother reporting it I said I thought I would as the catolgue didnt get back in tpouch.

you could also try equifax as well..and yes, report this to the police its basically identity theft.

Here you go.........Customer Service Freephone: 0800 656 9000 (Mon-Fr 9am-6pm, Sat 9am-1pm)
Fax: 0115 9344272
Address: PO BOX 7710, Nottingham, NG80 7WE

They should be able to help you out straight away

Thanks very much I will do that tommorow, itsa 6.52...arrggghhh...and the PC said to fire off a letter to everyone ive ever ordered from to let them know whats happened. Anyone fancy wording that for me? Just so they ask some questions before letting me ...or not me order things.

www.experian.co.uk/consumer/index.html

Goodness me im a pest, could someone please click on the 2 quid check link then copy and paste it...I will be able to do it tongiht then.. Begging xx

charliecat, you can order your credit history from Experian and Equifax (there's also another whose name escapes me right now) for £2 a pop, much cheaper (but slower) than the online service. I can't see how to do that now on the Experian website, I think you go part-way through the online trial order and then do something different. Anyway: Phone contact details for Experian , Some details for Equifax , including a number to call to put a fraud report on your credit history.

You'll need to have a note put on your credit file with these agencies to say you've been defrauded, have you reported them to the police?

I would do a standard letter to everyone just saying 'Dear I am writing to notify you that I moved from * on and my current address is . I notified you of this (whenever you changed your address over) It has since come to my attwntion that the new occupants of have ordered goods from my account using mail sent to me at that address. I have informed the police who are taking the matter in hand. I would appreciate if you would contact me to arrange a possible password (or something like that) for my future orders to prevent this from happening again. I would also like a copy of a statement showing my recent orders so that I can check if any fraudulent orders have been placed....... yours sincerely **

( I can't find the cheque link -what do you need, the address? )

Thanks guys, thatletters great i have oreder a free trail of something that i need to cancel before the 30 days are up. Dreading this,

Free trial of experian? What will happen is in about 4/5 days you will get a letter from them with a PIN number on which you'll need to log onto your file online. Your whole report will come up including anyone you are financially associated with. Just print it off then cancel your registration Hope you get it sorted

Me too, cheers again

Right got my credit check done the 1000s not showing up on it????
Is there anywhere i can write to to stop any junk mail being sent to that address?

Hmmm.... might not have registered on there yet. Do you know if they actually got the stuff they ordered? If they did, ring experian soon as you can and tell them what's going on - they'll have all the right info for you

I dont know but it was next day delivery..hmmmmmmmm...I need to cancel the experian thing or im goig to be charged 49.99...just trying to see where to do that now.

OMG cannot find a link to cancel it... can anyone help....