has anyone got a BaBeeCard, or know if it's a good idea?

[MrsShrekTheThird]

Debating whether to try it or not... for those who have no clue what I'm on about, try taking a look here

No, but i had a Tuxedo pre-pay credit card. It was fine but i got annoyed with fees. They even took money off a refund!

hmmm. that's the sort of thing I'm trying to spot vs the discounts.

You'd have to go through the retailers they list, ask yourself honestly how much you actually spend there, work out the likely discount value you'd get and then offset that against the fees e.g. £9.95 to get the card, the £0.75/month fee and £1 to use the card at a cashpoint.

If you don't or can't do your grocery shopping at ASDA or Sainsbury, for example, then I think the card would be poor VFM... the bulk of most people's expenditure I would think is on groceries.