Hi everyone,
I'm not pregnant but my husband and I are thinking about starting a family and we are trying to work out whether we can afford to or not. We both work but are fairly low earners and our rent/bills takes up a lot of our cash!
I know I'll have to go back to work after having a child, which is fine because I like working, but I would like to know now how much I can expect to pay in childcare so I don't get any nasty surprises down the line! How much do you pay in childcare, and what are the cheaper options? I've heard that childminders are cheaper than nurseries, and I like the idea of my child being in a home setting so that's the option I'd be leaning towards, but are there drawbacks?
Thanks for your help!