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Living overseas

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Moving to Abu Dhabi

26 replies

YummyMummySasx · 27/06/2026 18:25

Hey Ladies
Darling Husband has been offered job in AD. We are moving next month. He is getting 57k AED per month plus 30k AED per year per child for schools.
We have two boys and live a reality simple lifestyle..
I am panicking about the financial side of it.
Will we be ok?
Thanks

OP posts:
Tastycelery · 27/06/2026 18:38

@YummyMummySasx assume the employer is covering health care but not accommodation?
The school fees will probably be double the allowance for an established British school so allow for that.
You won't be able to afford a large rental property on that salary but you should have a decent lifestyle with some savings. The tax free salary makes a huge difference and there are loads of paid public holidays too on top of annual leave.
You will need a few £000 for upfront costs to set yourselves up and there is loads of admin to do, UAE is bureaucracy central.
I enjoyed living there in the early 2010s and there's much more going on now.
There's loads of expat info on Abu Dhabi which will give you more insight. Good luck!

YummyMummySasx · 27/06/2026 19:45

Tastycelery · 27/06/2026 18:38

@YummyMummySasx assume the employer is covering health care but not accommodation?
The school fees will probably be double the allowance for an established British school so allow for that.
You won't be able to afford a large rental property on that salary but you should have a decent lifestyle with some savings. The tax free salary makes a huge difference and there are loads of paid public holidays too on top of annual leave.
You will need a few £000 for upfront costs to set yourselves up and there is loads of admin to do, UAE is bureaucracy central.
I enjoyed living there in the early 2010s and there's much more going on now.
There's loads of expat info on Abu Dhabi which will give you more insight. Good luck!

Hey. Thank you.
Yes employer covers healthcare for whole family. I think Repton costs about 60-70k per child per year so yes we know we have to put towards. But the school looks to be high quality compared to the local comp by us! Thanks

OP posts:
thornbury · 28/06/2026 19:01

Have you actually applied for school places? The end of term is this Friday and decent schools are often full for next year already.

YummyMummySasx · 29/06/2026 07:21

thornbury · 28/06/2026 19:01

Have you actually applied for school places? The end of term is this Friday and decent schools are often full for next year already.

Hey
Yes they are both enrolled at Repton on Reem Island

OP posts:
DaysofHoney · 30/06/2026 20:04

Don’t panic but do be cautious. Are you coming for the lifestyle or to save? Clubs and activities add up fast here. PP is correct, budget for set up costs - cars, white goods, uniforms etc etc.

Friendsinahighplace · 30/06/2026 20:07

No wonder you’re worried about the financials!!!

that is very low.

Tutoring?

Friendsinahighplace · 30/06/2026 20:08

Moving next month? In the middle of summer??
how long ago was this agreed?

thornbury · 30/06/2026 20:29

YummyMummySasx · 29/06/2026 07:21

Hey
Yes they are both enrolled at Repton on Reem Island

New Principal is fab.

YummyMummySasx · 30/06/2026 23:13

Friendsinahighplace · 30/06/2026 20:07

No wonder you’re worried about the financials!!!

that is very low.

Tutoring?

Really? When my DH spoke to UAE financial advisor he said average expat salary in AD was around 30-35k AED so we thought we would be ok! Yikes

OP posts:
YummyMummySasx · 30/06/2026 23:13

Friendsinahighplace · 30/06/2026 20:08

Moving next month? In the middle of summer??
how long ago was this agreed?

April

OP posts:
YummyMummySasx · 01/07/2026 00:29

DaysofHoney · 30/06/2026 20:04

Don’t panic but do be cautious. Are you coming for the lifestyle or to save? Clubs and activities add up fast here. PP is correct, budget for set up costs - cars, white goods, uniforms etc etc.

Hoping to save some money but enjoy a comfortable lifestyle. Is that possible on this salary?

OP posts:
Friendsinahighplace · 01/07/2026 06:40

YummyMummySasx · 30/06/2026 23:13

Really? When my DH spoke to UAE financial advisor he said average expat salary in AD was around 30-35k AED so we thought we would be ok! Yikes

Talk to those on that income @YummyMummySasx and see what they tell you

Y I doubt you’ll find any ex pat over the age of 23 who are in the country and earning that

Friendsinahighplace · 01/07/2026 06:42

YummyMummySasx · 30/06/2026 23:13

Really? When my DH spoke to UAE financial advisor he said average expat salary in AD was around 30-35k AED so we thought we would be ok! Yikes

Did you ask for the average profile of the person receiving this salary? I suspect not.

Will be very young, temporary, and travelling around with no dependents.

It will categorically not be a family, with one income, with children.

Friendsinahighplace · 01/07/2026 06:43

I am concerned you are moving next month. It will be 40 degrees minimum day in day out.

thornbury · 01/07/2026 06:46

Teachers earn around 10-15k, they can only manage because they get free housing and education. Even senior leadership don't get much past 20k in many schools.

You'll need to be careful with that salary and maybe should consider schools that are better value than Repton.

YummyMummySasx · 01/07/2026 08:03

Friendsinahighplace · 01/07/2026 06:43

I am concerned you are moving next month. It will be 40 degrees minimum day in day out.

Yes well aware. DH goes first and we arrive at very end of August.

OP posts:
Tastycelery · 01/07/2026 15:49

@YummyMummySasx you could always work as well once everyone is settled?

TakeThatAndParty81 · 01/07/2026 15:59

It’s not low? It’s £11k a month?!

TakeThatAndParty81 · 01/07/2026 16:01

He’s on 57k a month?! I don’t see how that is low?

Haphazardly · 01/07/2026 16:03

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

TakeThatAndParty81 · 01/07/2026 16:03

Is your housing paid for?

Haphazardly · 01/07/2026 16:05

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

TakeThatAndParty81 · 01/07/2026 16:09

@Haphazardlyread it - it says month

thornbury · 01/07/2026 18:12

@Friendsinahighplaceyes, and 11 million people live in the UAE all year round. The infrastructure is designed for the climate.

DaysofHoney · 02/07/2026 20:40

YummyMummySasx · 01/07/2026 08:03

Yes well aware. DH goes first and we arrive at very end of August.

57K certainly isn’t “very low”. I’d imagine it’s an average salary for a qualified/experienced hire. Of course many earn a lot lot less, and many earn a lot more. We arrived with DH on 60K and a plan for me to work at some point… if I didn’t work we wouldn’t be saving. We now manage a very comfortable life here and save.

The bigger expenses that you might not initially plan for:

  • clubs/activities (try to do ones included with school)
  • upfront costs - car, rent cheques, white goods etc
  • flights home or away - lots of opportunities to travel from here, we spend a lot on holidays as it’s nice to get a change of scene from time to time.
  • nanny and her visa, medical insurance etc
  • entertainment can be expensive
  • phone/ internet packages are expensive

I would just crunch your numbers thoroughly and make sure you can save something.