Anyone been on long term income protection insurance? I have ME and I’m wondering how likely it is to continue paying out past the 5 year mark where I’d have to prove I can’t do any job, not just my job. Anyone been through this? What kind of ‘evidence’ might be needed? They’re wanting to buy me out, but the amount only brings me to 5 years when the criteria changes so I’m trying to decide what would be best.