Widow and the inheritance act.

[Bahhhhhumbug]

My Bil has left a large insurance policy in trust for his adult children (my sisters stepkids) Could she challenge this in event of his death as she will be left very little apart from a large mortgage with about 10k equity in the marital home. Surely 'D' Bil must look after his wife first or are trust beneficiaries beyond challenging under the act?

Humbug. Have pm'd you. This is not simple.

Fingers crossed he's right then.

But living to pay the mortgage is not all. If he’s only repaying interest now, he will still need some way of repaying capital.

H is an IFA. He could be sued if he’d advised a client to do as your BIL has done.

Your sister needs to woman up and sort this out,