Bank has refused me joint acct with DH but no adverse credit stuff...can I make them disclose to me why.

[BeyondRepair]

They wont tell me...

However Can I request this information....legally somehow?

That's odd.

You can legally check all your credit files. Try CheckMyFile.com as they cover all of the big credit check companies such as Equifax and Experian.

They said no adverse things at experian and before we applied I checked noodle, nothing there.

Financial institutions are notorious in not being willing to go into any detail as to why they take decisions.

Go to another bank and ask if they will give you a joint account.