LISA provider instead of HL

[guiling]

Hello! I have a LISA with only 4k in it but plan to top up by the full allowance in future. I hear HL charges are now worse so seeking recommendations for other providers with lower charges and simple to administer. I will pay 4k a year at the start of each year. Thank you!

Best to check MSE website…they’ve done all the legwork on best accounts.

https://www.hl.co.uk/investment-services/lifetime-isa/charges

HL charges have changed but are still very good imho.

0.25% as an account charge.

Free regular investing into a Stocks & Shares LISA with a monthly Direct Debit of £25 or more. You pay no dealing charges on regular, automated investments into shares, investment trusts, or ETFs.

Remember investing should be for the long-term so avoid regular “trading” where you buy and sell frequently, simply invest regularly in the same chosen investment and there is no charge for that.

Thank you!

I use nutmeg (now JPMorgan) and it’s a breeze. Most of their investing is automated once you answer the profile questions. It’s grown fabulously over the years. I also have H&L and Vanguard and I find nutmeg the best!