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Investments

Discuss investments with other users on our Investment forum. For more advice read our tips for saving for your child's future.

What is going on with premium bonds?

27 replies

Naiveinthesematters · 19/01/2026 08:28

I had heard that the prize pot was being reduced, but I am lucky enough to have £30k in bonds and for the last few years I have won at least one prize every month even if it is only £25. Last year one month I won £1000 and another I won a 50 and 3x £25. Since the November draw (£25 prize) I haven’t won a penny. Over the year I probably got the equivalent of about 3% in winnings but only because of the £1000 prize and it was a little bit of fun )you can tell I’m not an investment wizard).

is anyone else in the same situation? Wondering whether to withdraw and put the money elsewhere if this is the new normal.

OP posts:
Christmaseree · 19/01/2026 15:36

I bought 6k of them as an experiment and my ‘winnings’ work out at just under 4% which is the same as the interest on another 6k I have saved. My winnings vary from £50 to £125 about every 4 months.

Justthethingsthatyoudointhisgarden · 11/02/2026 18:49

I've just cashed mine in as the return last year on £20k was abysmal. I think I got £75!!

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