Can anyone with experience or any mortgage advisors tell me how it is when you haven’t worked for a while and found employment 6 months contract is it possible to get a mortgage? And will long term unemployment disqualify you from mortgages?
Work contract is contractor under an umbrella company.
What’s confusing is when you’re under an umbrella company are you not an employee of them and would have to fill your mortgage application as an employee or you choose the option “contractor” when asked?
That is quiet confusing
If you can recommend any mortgage advisor that has worked with similar cases would be great
I know that someone banks will lend with only a contract but does long term unemployment affect those rules?