Where to invest premium bond money?

[LordOfTheOnionRings]

Hi all,

Basically I have £2.5k sitting in Premium Bonds and i've never won anything and i'm not sure it's the most sensible place for it to be sitting.

I have £1.5k in crypto and don't want to add anymore to that, I also have £1k in a stocks and shares ISA.

I know it's not a huge amount, but does anyone have any smart ways to invest?

Thanks.

What do you have the money for?

If you give it the purpose of emergency fund, then leave it where it is.

If you give it the purpose of retirement then either S&S ISA or Pension/SIPP depending how accessible it needs to be.

Another purpose, consider timescale.