I've been saving hard for the past two years and will be able to get all my downstairs decorated in the new year - yay me! To keep things simple I'm going for F&B Wimborne White throughout with oak flooring, which will nicely complement the furniture I already have (and can't replace) but I'm having real difficulty deciding on lighting. 

I need ceiling lights and wall lights (preferably matching) and tend toward 'modern-traditional' but some of the 'industrial' style lighting they use on the tv home improvement shows look stunning and I think I might like to try that but can't find anything that doesn't cost the earth.
Help, anyone?