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Higher education

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son is 24 and in his last year at uni. Our relationship is not great ( long story) and he has not been communicating well with me, or any other family, for months. He will occasionally texts if he ne

2 replies

AvaloniaFunk · 15/12/2020 08:12

son is 24 and in his last year at uni. Our relationship is not great ( long story) and he has not been communicating well with me, or any other family, for months. He will occasionally texts if he needs something urgent but that is all.
This morning I have had an email from his uni accommadation. It was addressed to him and was a final warning regarding paying his rent. His rent should be paid from his student loan which more than covers it. This is the first I have heard of it. It says they have tries to contact him numerous times with no response and if his rent isn't paid by the end of this week ( approx £3000) a 3% charge will be added. I am his guarantor but am a single mum to two younger children and have no savings whatsoever. Any advice

OP posts:
Decorhate · 15/12/2020 08:35

Are you in the UK? Because even a full loan here would be unlikely to be enough to fund accommodation that costs £3k for a term. Student loans are paid termly at the start of term. If he has not paid for his accommodation by now I would think it’s very unlikely that he has enough left in the bank at the end of term to do so. Unless he is at Oxbridge it’s unusual to be in university accommodation at his age. Private rental is usually a lot cheaper than halls.

Does he have any other income to supplement the loan? Or an overdraft?

You really need to speak to him to find a solution.

SeasonFinale · 18/12/2020 16:27

I assume the OP means uni accommodation insofar as it is his accommodation whilst at uni.

I assume OP that you did realise what signing agreeing to be his guarantor meant. I would get in touch and ask to make a payment plan and then also ask your DS how he intends to repay you

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