Dry, scaly skin that flakes off?

[FairTurtle]

I keep getting really dry, shiny flaky skin where my thigh meets my torso, and on the sides of my stomach. If I rub it hard with a pumice stone or something it flakes off but it gets really raw and red! Anyone get this or know what it is?

Could it be eczema or psoriasis? Perhaps see a pharmacist for some advice OP, no need to see Drs unless pharmacist suggests you do.

Do you wear tight clothing? Do you moisturise? Could it be contact dermatitis from washing detergent? Does it itch?