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Insurance company is requesting docs report before they will insure me due to PND - has this happened to anyone else?...I am quite upset by this.

3 replies

becaroo · 04/04/2007 18:37

My dh and I are currently re-doing all our life cover, house ins, critical illness cover etc, and during the health questions section it asked about any history of depression and so I said "yes - pnd".
Then at the end of the questions it said that before they would insure me they wanted a report from my GP.
Why? God knows you feel bad enough having to tell these things to a total stranger, but I felt like a leper by the time I left.
I was wondering if this had happened to anyone else and wether they were then accepted by the insurance company?

OP posts:
lulumama · 04/04/2007 18:41

yes, it happened to me , and i got accepted....they have to know what risk factor you are , i;m afraid, and if you don;t disclose something and then try to claim , you won;t receive your payment. would be the same whatever illness it had been

becaroo · 04/04/2007 18:48

Thanks lulamama, felt VERY embarrassed after telling her about the sigmoidoscopy I had to have because of my piles!! Insult to injury IYKWIM!

OP posts:
lulumama · 04/04/2007 20:15

no worries, have had a colonoscopy too..am feeling your pain !!

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