I need advice on choosing a phone/organizing a contract for my DS' 11th birthday in April as he will need a phone for secondary school. I don't have or want a smartphone myself - my phone is an old Nokia and I am PAYG. The phone market has changed a lot in the years since I got my phone and I really don't know where to start. Is insurance necessary for example. What is a reasonable amount to pay per month for a Y7 boy? Any words of advice welcome.