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Fostering

Here are some suggested organisations that offer expert advice on fostering.

Home Insurance for Foster Carers

2 replies

freesia23 · 29/06/2025 22:17

Looking for home insurance company recommendations. I need a policy for both contents and building.

Also did you need to declare fostering as ‘business use’ when applying?

Thanks!

OP posts:
Snowyymum · 29/06/2025 22:33

My understanding is that you do need to declare That you are fostering - as Looked After children will be part of your household. I don’t think it’s business insurance - as surely it is not a business. The majority of carers get only ‘boarded out allowance’ to cover basic expenses. If you are a fee paid carer that - it’s not strictly employment. Could you try contacting fostering network for advice

BrownJenkins · 02/07/2025 22:38

I have "normal" home insurance.
Just tell the insurance company that you're a foster carer and that's it.
No need to get business or any special type of insurance.

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