Paypal and joint bank account questions

[Meowenothing]

A massive parcel had just been delivered under ex's name (we still living together 😒😒)...i cant find it on our amazon/ebay/bank account. Ive just remembered that my ex used paypal (and paypal credit) for his business, which is in my name. I dont use it at all and i cant get into his account on the computer because he changed his password since ive asked for the divorce. So god knows what else he been spending on paypal credit??

Joint bank current acc. Its under both of our names but he doesnt put any money in it. It pays 95% of all the bills and mortgage. He got his own business acc that pays the remaining 5%.

How do i take him off the joint bank acc as hes a gambler. Is it something i can go into the bank myself and sort it out?

Thanks

Yes

I was self employed for 12 months till 2 weeks ago which i am now unemployed.

I havent helped my husbands paperwork or anything to do with his business since 2015 because i went back to work full time.

why did you wrap up your business? Seems an odd time to Jack it in when you’re about to fly solo

@Successstory82 i was barely making anything as i was earning half the minimum wage for 45 hours a week for 6 months

When i was working, i could afford the mortgage etc for the 1st 6 months and saving abit too on top but in the past 6 months, the business started to decline slowly (i was a childminder, ive had 2 children that moved away, which i just had the 1 child since January so it was hard to find the parents live close to me to mind their child). So ive used up all my savings that i saved up to pay the mortgage etc

Right now, i dont have any money whilst im waiting for the uc claim to start.

Firstly you need to contact Paypal and advise them that the account is in your name but you cannot access it. Hopefully they can change the email address across to yours so you can access but beware you will be liable for any debt he has built up in it.

For your joint account, open yourself a new account and move the payments to it. Advise your bank that you are divorcing and ask them to put a hold on the account so you can pay off the overdraft but he cannot take money out.

Record all the payments you make for bills, mortgage etc going forwards as they can be included in the financial split and he would owe you half of that too. If not more based on who is the higher earner.

If he fraudulently took this out on your name, you can contest this. I'd speak to your divorce solicitor about this immediately. You may have to report him for fraud to get PayPal to not hold you responsible for it.