I want to legally Separate from H (in Scotland) as a prelude to Divorce.
I am receiving Legal Aid but lawyer is awful (& changing is difficult)
I have now obtained H's pension details.
Total value of final salary benefits is: 121.6K @ todays date.
they add Pension under relevant age (he is 57) 51K
spouses pension 2.5K
So Total 165K
He is giving me a choice - Separate now and I get 50% of this pension (how much would it be anyway I have no idea and have no pension of my own as I've been a SAHM to 2 kids with SN for 18 years) or stay married and I can share his pension till his retirement (which may be in 5 years or may be in 10 he is not sure yet). He moved out last July. I have been paying the interest only mortgage monthly & all bills. He is paying child maintenance at the correct rate for his income (30K p/a)
I feel ridiculous asking this but I have no idea what these figures mean. Lawyer won't help, cant afford a financial advisor & the local CAB doesnt have appointments for weeks.
Can anyone give me an idiot proof idea please?