We are being super amicable, all is sorted financially (we aren't going to file financial consent) but there's the two year wait thing. How to they decide when it formally begins? I don't want to have to make false claims and we plain to file online without a solicitor for £550. Because of the mortgage I have a joint bank account, he emotionally checked out years ago, no one can tell when he moved into the spare room, how do they check?