DH and I are splitting up after a fairly long marriage, with two teenage kids and a mortgage. We are amicable and both have had brief legal advice. We will get divorced after the two year period but does anyone have a template for a document we could use now to outline everything we have agreed? We don't want to pay for a separation agreement as they are not legally binding anyway, but just want a document that we can both have checked by a solicitor to see if we are on the right track for when we get divorced.