Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

What is the card floor limit for Sainsburys?

32 replies

SaraD91 · 17/01/2024 23:15

Hi all, I’m sorry to be posting this.
It’s a week before payday, and I’m struggling. I’m technically in my unarranged overdraft where I’m in minus money but can try and spend up to £50 before things start declining.

According to my bank, this is known as the floor limit - they’ve also said there’s a chance they can still decline random transactions.

I ask, does anybody know if Sainsburys have a floor limit and if so, what is it? I would have about £30 of this floor limit/overdraft to use. I’ve got food and transport I need to pay for, I would never dream of posting this usually. Thanks for any help. ❤️

OP posts:
saltnvini · 28/01/2024 11:54

Phone the bank and ask for an authorised overdraft? Or get a credit card?

saltnvini · 28/01/2024 11:55

yoshiblue · 18/01/2024 22:05

This! I work for a major bank and they should be able to offer you some temporary help. You are classed as a vulnerable customer and will be used to calls like this. Please don't worry and see what they say.

Shes not necessarily a "vulnerable customer" just because she's entered her unauthorised overdraft once.

Cantfindthewordsddstruggling · 28/01/2024 11:58

Is there a local foodbank that you could access tomorrow?

ditalini · 28/01/2024 12:07

In answer to your question op, I've had a card from an account that had insufficient funds declined in Sainsbury's for a purchase under a fiver, so unfortunately I can confirm there is no longer a floor limit.

yoshiblue · 28/01/2024 12:37

@saltnvini if she is struggling to have enough money for food she is! 🙄

twnety · 28/01/2024 12:42

Can your partner help?

PiggyPokkyFool · 20/02/2024 08:57

I have been thinking of you @SaraD91 and hope things got easier.
Lots of people are still struggling Flowers

New posts on this thread. Refresh page
Swipe left for the next trending thread