I'm going to have difficulty finding the money to pay for a divorce although I have to somehow as I can't leave it much longer. I've got financial issues any way. We've had cards on 0% deals for various reasons but not putting anymore off just whacking £100 average off each one. So about £500. My intention is to try get them frozen so I can stay in the house another year then pay them all iff when I sell but from what I understand I'll then get black Mark's which won't drop off for 6 years and I've worked so hard to get good credit. I may just have 6o sell earlier. My husband has gone into sheltered accommodation as he is severely disabled