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I need to not spend in 2017 to pay off debt - help!

28 replies

MayorMayhem · 26/12/2016 08:57

I need to not spend in 2017 to pay off debt (apart from groceries and essentials for DC's) I have deleted Amazon and Next apps off my phone and replaced with a budgeting app. I can be really impulsive and need to replace my spending with saving. Any tips? Or a thread where a few people are having "no spend" weeks/months I can join?

OP posts:
SouthernNorthernGirl · 06/03/2017 08:06

Ah, sorry. Are you including toiletries in your essentials? If not, £0 is obviously far cheaper than Wilkos can offer!

AdoraBell · 06/03/2017 23:29

I'm also going through DDs to whittle down spending.

OneFlewOverTheDodosNest · 09/03/2017 14:53

Just to add to this, Momentum is a great (free) app for tracking no spend days.

I've got DDs set up for all bills etc and have a strict limit set for grocery spending each week. Then every day I have a no spend day (and I only count groceries if I'm over my weekly limit) I can tick it off.

I find it really motivates me to not spend another day knowing I'm going to break a 9 day run for example. It's basically star charts for adults but very effective!

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