The frugaleers jovially jostle their way into June July and joyfulness

[Ememem84]

ta da!

www.johnlewis.com/beko-dfs05010w-freestanding-slimline-dishwasher-white/p1997493 This one.

What a day, I wonder what we've lost .

I hope everyone is okay (Leave / Remain / whatever). We're all in it together now.

Dodgy Dave's not in it, hes buggering off now he's asked what we think😎

Pay day. £450 into the joint account £40 into the savings account which I owed. Ignoring the rest of wages as its quite early for pay day and I don't want to have spent it all by July 1st.

Congratulations girlie! So happy for you and your DD
At least that's put a smile on my face today, I am also very worried about leaving the EU.
I was brave today and spoke to a couple of people at work about being so stressed out. They were lovely. I feel better just for talking it through.
Bad news though, I got my days for next term and I don't think they fit with when my mum can have DD so we might need an extra day a week at nursery. We hadn't budgeted for that.

Wreck I was thinking it was early for pay day too!

£400 on the car to have the Aircon fixed. I've tried living without it but the kids get very upset with the windows open and we can't go to the safari. Luckily dh got a performance bonus which covered it and more so thank goodness for that.

So exciting girlie!! You really deserve it.

One of the nurses gave me a thank you present and card today for all my hard work. Together we will reduce the amount of people being diagnosed with type II diabetes

Yes pay day is usually the 27th. Not got anything planned for the weekend anyway as there's a big car festival going on near us and it just gets gridlocked everywhere.

Congratulations Girlie. That must be extremely exciting. Enjoy your big move in day.

Ds and I have been out and it still feels weird to have had this vote result. I suppose the effects will roll out slowly now though. I'm so glad that Scotland have got a solid government in place right now. That's a reassuring thing.

I'm still having a low spend month. I got an email that the Ecco sale was on in our local shop but when I went the shoes were all a bit rubbish and only reduced 15% so I didn't buy anything. No shoes, but more money left in the bank. :-)

Exciting girlie !!!

What a day. Clients stressing all day. "Do I have euros?! Sell my euros??!! Selllll theeeremmmmm" etc etc

People expecting me to advise on and know about what's going to happen. I'm good, but not psychic.

Best thing about my day today is haribo giant strawbs. Just the best.

Fairly frugal day for me. Nsd I think.

LOL! Em

Em ds1 and I can polish off a pot of those pretty quick.

I was v surprised at the results but not surprised at some reasons people voted out people truly believed any non British people would leave today - v v short sighted, but decision has been made and we will have to move with the changes as best we all can and really hope that everything happens for a reason and there ate some positives and benefits to all this

Congratulations Girlie.

I hope you are right eastmids. I still can't quite get my head round it. Might need to take a FB break. There's an awful lot of doom mongering, which isn't helping at all.

There's a free 400ml palmers cocoa butter body lotion on quidcos clicksnap, it's time limited.

Obviously if you both have a clicksnap its two bottles if you buy them seperately.

Yee ha Girlie, exciting times! Keys, it's real..

Sorry you are feeling so awful Don't, hoping the operation will work.

Interesting day....

I don't think there will be a fall in house prices. That doesn't make sense, there's a massive shortfall in supply, way more than any reduction in lending might negate. Simple economics would dictate that if there's a shortfall in supply, prices remain higher. Interest rates are unlikely to rise short term either, imho.

Mark Carney won't be in a rush to increase interest rates. That doesn't make sense to me. A lowering does. I think the BofE will not worry too much about the pound taking a hit, not short term at least, that will be good for exports. There are no immediate inflationary pressures to concern us.

There needed to be a correction in the markets, as they judged the referendum incorrectly. It's dropped, but not as much as it looks.

The banks and B of E are fully liquidated and in a far better position than they were in the financial crisis. I'm not sure I trust any politician, but the Governor of the B of E knows his stuff.

Enough of the referendum, anyways.

Good grief. That is all.

Girlie get well soon. Try the job you may just have unknown, out of comfort zone nerves.
Em, in not a haribo fan but giant strawberries yummy. And one of you 5 a day surely.
Girlie yippee!!!!
I agree need mike Carney was very calming today. He's a man with his head screwed on.
LSD today £2 beavers

I am fucking fuming about the result now the shock has worn off, but I got some of it , by ranting and raving to DS earlier. I might need a Facebook break too, Rafa, as I could feel myself getting more and more wound up when I was on there earlier. Thank goodness Wimbledon starts on Monday. Tennis takes my mind off everything. It was one of a very few things that cheered me up when XH left me for an OW.

Exciting times, Girlie. Best of luck with it all.

Spends: £1 on a coffee on the way to work. I needed it for the bamboozled state I was in.

Need do you know the impact on Dh business yet? Don't answer if you don't want. Hope it's ok though.

Creme me too. I think it's exit for the wrong reasons unfortunately.

Babs it is Dont that has had the op!

Thank you for all the best wishes, I am also gutted about the result. Have just signed a petition asking for it to be reconsidered as the margin was so small. Not that I think it will change anything but makes me feel better!

By the way I think from next week I will be absent from the thread for a bit, I won't have any internet for a few weeks not sure what I will do without my daily frugalleer thread hit!! Will be back on as soon as I can obv

Lilac, for our country, it will mean a return to the awful days of armed checkpoints and strict border controls.

Not sure Babs. We don't do a lot of business with the EU. I am not sure how much business our own customers do, that might affect us. We don't rely on any EU funding, in fact, we've never had any funding of any sort, not even a bank loan, but we believe that's the way it should be, if you can't afford to trade, don't trade. The price of oil collapsing is worse for us, and has been for a few months, as we do a lot of trade in that area, which is pretty much dead at present. But we are also diverse, and have a spread of clients, not reliant on one. Wouldn't mind the oil price picking up though!!

I suspect it will be how it was in the recession in the coming months. Slogging for business. No overtime for the lads but we pay them well and keep them all on. Chasing leads rather than business coming through the door. Working longer hours. Reducing margins. On so on and so forth.

Look, that's business though. Last year was a record year and we made a lot of money. We have equity in the house, and enough money in the bank. I can send my kids to university, they have opportunity. I can afford my opinion on Brexit, or not.

I'm used to the uncertainty of running a business by now, after 14 years , you get used to it, the first few years were the worst...

Good luck with the move girlie - we'll miss you!
It was an NSD but then we got a takeaway to cheer ourselves up while we can still afford such things

Oops sorry girlie. Don't get well soon and take the job

See you on the other side girlie

Loving the pragmatic approach need

I was a bit shocked and sad when I heard the referendum result this morning. The relationship between our two countries has been a much happier one in recent years and now it seems like we're going our separate ways . On a practical level, it will have huge financial implications as we do so much trade with the UK. There's also a big question mark over the border between the ROI and NI. At present we can just drive across the border into NI. Some people live in the ROI but drive across the border to work in NI (and vice versa). Will Brexit result in much stricter border controls?

Anyway, the UK population has voted to leave and I sincerely hope that all the doomsday scenarios don't come to pass. And I hope that the friendship between our two countries will continue to grow.

Everyone in work was talking about the result and there was a very unsettling atmosphere.

Girlie what a day to get your house keys! I'm delighted for you and I wish you and your DD every happiness in your new home. When's moving day?

I was very bold and spent €5 on a take away. I worked late and was too tired/hungry to cook anything when I got home. I work late most Friday nights so I'll have to make provisions (literally) for this in future.

Hope you all have a good (and frugal) weekend.