The frugaleers jovially jostle their way into June July and joyfulness

[Ememem84]

ta da!

I'm not at all knowledgeable about what Brexit win means but having gotten through the Irish recession & not having had frugaleering skills before it, I can honesty say all of those on this thread have the skills to get them through anything financial thrown at them. We know the difference between needs & wants.

It is bucketing down here

Have given notice to my second job employers to give up one of my classes when they can find a replacement. Feel a little and a little relieved also.

The guy next to me at the bus stop last week was going to vote out because there are too many Indians in the country. This is pretty much the level of the debate where I live. But it''s stuff that comes up every time there's a national or EU election around here it's not just restricted to the referendum.

It might spark other countries to hold referendums.

Life will continue much the same as always for most people today.

I agree partly.

I'm just not sure I see the point in deliberately plunging ourselves into a recession in the short term to achieve a long term aim that probably isn't going to put us in a better situation than if we hadn't. It seems harsh on the people that are going to be badly hurt by it.

I am confused and in a state of disbelief.

DS wanted the leave vote to win, but he also wants to apply for an Irish passport and claim dual nationality! Talk about having your cake and eating it.

Well that was an interesting night's work.

Pulling up the frugaleering socks and getting on with it.

I am so upset by the result people are so short sighted and Rafa comments like that man made sadly don't surprise me.

Just at a time when I should be excited for the future, for me and dd, I am now seriously concerned. This year was going to massively tight for me anyway God knows how I will manage a recession as well.

Gutted.

Have just seen Nigel Farrages gurning face on the TV back peddling over the promised £350 million for the NHS no surprises there then.

Can I bill him for the office supplies I'm about to buy for work? He said we could have that 350 million.

It's going to be a crazy few months people. Strap yourselves in and hold tight.

We're going to need more tea I think.

I'm staying here. You lot are more positive and reassuring than my FB or the rest of MN.

Where the hell is the Prime Minister? Surely he should have made a statement by now.

Should have refreshed the BBC page. He's quitting.

Our prime minister quit when our country went into recession too after leading us there, cowards!

I know. I get the argument that he has no choice at this stage, but it's a bit like 'I've fucked everything up for, see ya.'

Hope he enjoys whatever legacy is coming his way.

I sincerely hope the choice is not Boris or Gove. It doesn't bear thinking about.

This might give me a kick up the arse with the frugaleering. I'm feeling the need to put aside what I can just in case. CC bill is the first thing that needs reducing more.

I just went an assembly in our extremely multicultural primary school. It's an odd day indeed.

Girlie sorry to be behind, but have you completed on your house purchase? I kind of wonder if there will be a house price correction now and a rise in interest rates.

I've been awol for a while again, apologies.

I had my operation last Tuesday. I have a new, shiny much bigger wound which is redressed twice daily. I've been in agony, up to my eyeballs on painkillers and it's taken a full week to find the right combo. In this time I've not been out the house- actually I have, a trip to out of hours due to being in so much agony which resulted in a packet of antibiotics and a £20 taxi fare.

At this moment in time I'm grateful I don't pay for my prescriptions as the amount of medications I've tried and dressings I've had to use has been extortionate. I'm grateful for our nhs. I'm grateful for the team I work in whom visit me daily and have not forced me to get a taxi to clinic twice daily which I would not be able to afford.

I can't drive at the moment until I'm in less pain and can safely do an emergency stop. In regards to being frugal that means I've saved on petrol.

However I'm currently not working and I am not receiving any sickpay/income. I could claim SSP but I feel it's more hassle than its worth. With careful budgeting and watching my pennies, I can manage on an emergency back up fund.

I recieved an email from work yesterday offering shifts at enhanced rate- £28.91 an hour and I can choose my work ours. I'd be stupid not to uptake thus offer over the next few months when I'm back in action. However somehow it feels wrong going to work in an environment I'm not familiar with or wouldn't choose to work, for the sake of enhanced rate. However needs must?

don't welcome back on the thread and sorry you're feeling so awful at the moment. I hope your op was a success this time and that you can keep the pain under control.

That's a great offer from work, everyone's dream better money and choose your own hours - what are the cons?

The cons is I'm entering an environment I'm not overfamiliar with. There are a few different wards. Some are full of people not ready to go home- some need full on care needs but refuse/family refuse so stuck in viscous cycle or the funding simply isn't there. There are a couple of dementia wards- now this does not bother me one bit however I feel more training and understand is required.
There is orthopaedic/rehab available and a few others.

It's different to what I do now however it's also new experience?

If I did extra on side of what already do it would pay for my holiday next year and for a few other occasions. I can pay my car tax upfront and car insurance. Plus it's weekly.

Do you have to commit to a certain number of hours every week or on a what suits you basis?

More experience for your cv is definitely a plus but if you are not trained and would feel like you were under pressure all the time it's a difficult decision.
The financial side of it sounds great though

I don't have to commit to any hours. More of a what suits me. To be honest it's not that I'm not trained for it- I've experienced it during my time on wards and in community. I think it's because I've never worked there it's like the first day of work anxiety?

Dont That is a fab wage. Plus you can add "adaptable to change & willing to embrace new challenges" or some such to your cv. I hope the op went well.

Girlie

www.savewatersavemoney.co.uk/wessex/free-water-saving-products You can loads of freebies here.

The electric people did the same to me and had to repay me the overpayments for the first year. Our bill is £18 a month, that's with me running the dw most days and Dh preferring baths. Pil spend £50 a month but wash up rather than have a dw and incredibly long showers.

£3 stamps today.

Thanks for that Fluffy will have a look.

Have spoken to Scottish Power they have dropped my DD by £20 a month which is better than nothing but once we are in I can get a better sense of what our usage will be (hopefully minimal!) Which energy company are you with out of interest?

I am off to get dd from school in a min and then can pick up the keys can't believe its finally happened, can almost pull me out of the EU depression!!

Dont you have really been through the wars you poor thing, sending you healing vibes. Am glad the NHS have been good, the job does sound promising but you need to get properly better first.

girlie

Omg. Keys! I am so pleased for you. Does DD know?.

Your energy bill should reduce. Do your solar panels heat the water or produce electric?.

There should be a heating timer for upstairs and down so you can program the heating to come on 10 mins before you get up and off a short while before you set off for work. Same for evening. Newbuild houses are stuffed with insulation and don't take long to heat up.

I have two suppliers, Zog for gas & gb power for electric. It was cheaper to do it that way.

Check the builders haven't left the immersion like ours did and that the waters not heating to over 60c. I think factory set is 70c which is scalding hot. There will be a dial on the hot water tank if you have one. Take readings because the HA might not have. The water too, black circular thing outside the house usually on the pavement that you jimmy open using a screwdriver might just be me though.

The loft shouldn't have any ladders fitted, they advise not using them now because it squashes the insulation down which stops it working.

Don't forget to check if you have a soakaway.

Have you got a dw? I was looking at a basic slimline beko in John Lewis & it had the same energy and water usage as the Bosch but was under £200.