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Original poster

Best credit card for earning 'rewards'?

13 replies

Brambles34 · 04/02/2015 08:57

I don't use a credit card (don't like buying on 'credit') but starting to think I'm missing a trick?

I know different credit cards offer you different rewards such as tesco points on the tesco one and M&S etc but which is the best deal? I'll be paying off the card in full each month so not actually costing me anything but always up for a freebie! Grin

OP posts:
Original poster
Brambles34 · 04/02/2015 10:11

Anyone?

OP posts:
crappyday · 04/02/2015 10:13

I have a tesco one which I spend everything on to get the most points I can.
I think there's quite a good thread on this in money saving expert.

OverAndAbove · 04/02/2015 10:14

I use my M and S one for everything, including work expenses, kids clubs and car insurance etc, and rack up a good number of points. I've just been sent vouchers of £34 which I'll use for M and S food, and various discounts for clothes, beauty, home stuff etc. I do like this card

gamerchick · 04/02/2015 10:15

I've got the sainsbury one 0% for 30 odd months and then low interest and nectar points which I use.

tribpot · 04/02/2015 10:24

I use a Tesco one for clubcard points (just got a Hudl with accumulated points) and a Capital One one I've had for years for cashback.

I would have a look on Money Saving Expert for the best credit card deals - lots of people use them as you intend to.

Original poster
Brambles34 · 04/02/2015 10:27

Thanks guys.....I'll have a nosey at MSE

OP posts:
Aridane · 04/02/2015 11:52

I have only one credit card - and that is the Tesco one (which also doubles as a Tesco clubcard).

I don't spend a huge amount on credit card - being one of the dying breed of cash users - but I appreciate the Tesco vouchers that are given.

You actually get double points if you use the Tesco credit card for shopping at Tesco - but as I try to avoid credit card use, I just use it for its clubcard function.

Original poster
Brambles34 · 04/02/2015 12:14

I just looked at the tesco website and it says 5 points for every £4 spent at tesco with credit card, But don't you get 4 points for every £4 spent anyway???

OP posts:
43cupsoftea · 04/02/2015 12:22

We had a Tesco one for years was great when they do the double rewards, got some great lego sets practically free! We have now switched to John Lewis as the reward seems higher and you get vouchers to spend at john Lewis once a quarter. Prefer to shop there. Also have decided Tesco are evil!

tribpot · 04/02/2015 12:43

Yes, that's right - it's an extra point per £4 spend. Not huge but it adds up if you shop a lot in Tesco.

Aridane · 04/02/2015 14:30

ah, sorry - had thought it was double points when using the Tesco credit card in Tesco (not that I use the credit card in Tesco anyway...)

tribpot · 04/02/2015 15:03

I think it used to be, Ariadne.

Preciousbane · 05/02/2015 17:40

This reply has been deleted

Message withdrawn at poster's request.

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