Apologies if this isn't the right board.
Does anyone know of travel insurance which would pay out for a UK cottage rental if you can't go due to being in tier 3 or 4? Most covid policies seem to only mention paying out if someone tests positive for covid and you can't go. In national lockdown everything is closed so you can usually just change the data of the holiday/ get a refund but I'm not sure what the situation is if we end up in tier 3 or 4 but the holiday cottage is in a lower tier and open (June time).