Now, I've never heard of this in 4 yrs as a cm but the cm I'm putting ds with from Sept reckons that if she cares for him for less than 2hrs per day we don't need a formal contract . He's going into reception, so isn't one of her under-5's.
Feel a bit uncomfortable about this as I've always had contracts for children no matter how many hours a week I've cared for them but she was adamant that she was right.
Have known her for years - she cared for older children - but if I remember rightly I didn't get annual contracts for them either, though I didn't know any better then. She's only doing school drop off, but I'm concerned that if we don't have a contract then her insurance won't cover any accidents etc. She's with MM btw for insurance.
I've always been NCMA and know that their insurance is only valid if I use their paperwork. She knows I'm a cm at the moment also, but I'm not sure......... She's asked me just to write down contact numbers, dob etc......again, I have comprehensive records for each child. Am I just being too much in CM mode
Anyone out there enlighten me please......