car insurance

[juneybean]

what specific changes to do i need to make to my car insurance as a nanny, ive got my nanny insurance but will i need to change my car to business?

you need buisness class 1

Or you can get a specific policy for childcare workers, which specifically states "in connection with childcare activities" on the policy, thus it includes cover for transporting children in your care, for whom you are paid.
End of the day it's about the risk level you are prepared to take.

I do mine through the NCMA Motorminder, think nanys an use it to.

i got mine through Morton Michel

Iam a childminder and have been told i need class 3 insurance just wondering what other childminders have

Class 3?
Source "Class 3 use provides business cover for the transportation of light goods, which have already been purchased, for example, pizzas or flowers."

Don't think you want that. I think you want insurance that covers the children for whom you are paid to transport - but you don't want Taxi insurance.
Contact MotorMinder or Morton Michele - they will sort you out with a suitable policy.