car insurance-which company do you use and why

[pellmell]

Is cost the primary factor?

Admiral because they were the cheapest!!

tesco as cheapest

also they are good when you have an accident

been with them for about 5 years

Thanks for your replies.
I found Business cover varies quite a bit and the incentives confusing i.e legal representation-replacement car seats- length of time courtesy car available etc....
It makes it difficult to choose when quotations might only vary by £20 or £30 etc