This would have been my 12mo's 3rd week with her childminder, but the CM has had to go into hospital unexpectedly for the week. She referred me to someone else who can take my daughter, but who requires payment upfront. Do I try to claim this back from my CM later? She was paid in cash upfront for this month, because she wanted a settling in period before we sign contracts. Morally I think I ought to let her keep the cash as sick pay; but I have not worked for a year and do not have spare £££ to double pay for child care. What is standard practice in this situation? (NB My CM also looks after one child p/t but I can't contact her parents to ask what they are doing.)