We’re going to be having a Nanny, but aren’t the usual clientele of high earners/having an accountant etc.
I understand we have to pay pensions contributions, does this come out of the hourly rate or do we need to pay this in addition. I understand tax and NI comes out teh hourly rate and you can use companies like nannypaye etc.
Also employers liability insurance?
We are using all our savings from remortgaging for a year or two to cover help with a disability to avoid sending baby to nursery, so aren’t high earners to be able to afford it ongoing so trying to do as much as possible ourselves.