Barclays, natwest and Lloyds all been useless. They say they need her name on a utility bill, but npower will only put her name on the bill if I close my account and she sets a new one up at our address. We didn't have any trouble setting up an account for our French au pair last year. Do I need to chase down the water company, or is there a bank which will just open a basic account with a passport ID?