Have name changed and want to keep details to a minimum.
We have a good nanny. We wanted to keep her until September when DCs start school. But financial and other circumstances (beyond our control, no-one's fault) have changed - we are struggling to keep our heads above water and have got debts. We just can't stretch it til September.
We can move DCs to nursery or CM - we would need to recruit afterschool childminder in Sept anyway so this just brings this forward. doing this will take our outgoings down by £1k per month.
She's been with us 3.5 years. We can, if that works out, give her double her notice period and slightly above statutory redundancy.
I feel tremendously sad and guilty - but cannot see a way round it. HOWEVER I am worried that we have verbally discussed September as an end date - would this affect us legally in making the role redundant 5 months earlier? Any advice would be appreciated as my nanny tax agency haven't been that helpful.
Also any hints on how to broach the conversation. I am dreading it 
I've seen some great advice on here and thank you all in advance.