can anyone help with how a CM would go about working out fees for a 18mo and 4.5yo who is about to start school
currently have 'nanny' looking after the pair of them and ds starts school this sept. So we are looking at ways to reduce our childcare costs as she will now only have one for most of the day, but will have school run to do too, which I accept is not the easiest job in the world.
wondering if a CM will be more cost effective - how would they charge for the hours that ds is at school. previous experience suggests that they woudl charge a slightly higher hourly rate for the school age children as to allow for the fact that they cannot fill the rest of their day with other fee paying children. However they would also usually offer a sibling discount (I guess?) - what kind of % discount would it typically be and would they apply that to the full time price or the older child (who is at school)'s fees?
Obv nanny arrangement is massively convenient but is costly, not just her pay but employers NI, payrol costs, grocery bill is huuuge, heating bill in the winter and also subbing her for trips out (which a CM would include in their rates)....Any suggestions ?
One obvious option is to 'share' the nanny - perhaps get her to do the odd pick up/drop off, for someone at the same school as DS. DH not too keen on this idea, but has anyone got any experience of this and how that works out financially ?