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End of PCP switching to HP

3 replies

Happycarfinance · 26/06/2025 20:45

We have two cars on 4- year PCP finance with good deposits both ending in the Autumn. We want to switch to HP and believe we have deposits necessary. Can anybody recommend a company who consider such switching. We think both our Banks would probably accommodate.

OP posts:
HappiestSleeping · 27/06/2025 05:40

Depends what the balloon payment will be, and how much the cars are actually worth. If you like the cars, I would probably look for an interest free credit card offer.

Shade17 · 27/06/2025 09:29

What do you mean about switching - are you looking to change cars or just refinance the balloon payments? If the latter, I guess it depends on how much the balloon payments are and whether your savings plus a low rate bank loan would be sufficient.

ploshbug · 01/07/2025 13:11

Try Streamline Car Finance if you're in the UK? You can find out more here: streamlinecarfinance.co.uk/business-hire-purchase/

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