Hi I was involved in a minor accident (25- 30mph someone pulled out on me hit back passenger door) my sons car seat was where the impact was (luckily he wasn’t in there at the time. Could I claim on the insurance for a new one? Or could they say no because my son wasn’t in the vehicle? I’ll be buying a new one anyway as I get pretty paranoid about car seat safety, but as the crash wasn’t my fault I’d rather not replace it from my own pocket.