Crafting insurance? America

[KatyMac]

So I have never gone on Etsy because my insurance company said they couldn't insure me for selling to America

My product and public liability is £96 for America it will be £300ish but I'd need T&C saying that any disputes would be dealt with by UK courts

I have had an enquiry from the states and I am wondering if I should increase my insurance?

Does anyone sell abroad? Or have any wording I could use for T&C

TIA

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If you think you can cover the cost by increased sales then get the insurance, but you would also need a new insurer as that clause about UK courts won't cut it. Posting to the US is getting extremely expensive and is set to increase further as more tariffs are imposed by the US government. I sell to the US but I only send things that go by large letter now.