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Andy Burnham should put the damn social care tax on landlords and big occupational pensions

300 replies

CurdinHenry · Yesterday 13:30

Why is it always workers who pay

OP posts:
NeverLookInTheMirror · Yesterday 14:49

Everyone needs to contribute.

Benefits have become a lifestyle choice. People should be taxed on benefits, if you’re earning above the tax threshold in benefits you need to be paying tax.

Child maintenance needs to be taken into account when calculating benefits. Why should someone be receiving hundreds in CMS and still be entitled to the same amount in benefits as someone who isn’t.

Child benefit needs to be scrapped or capped at two children. If you can’t afford to live without it then you don’t have umpteen children you can’t support.

the80sweregreat · Yesterday 14:53

Scrapping the two child benefits cap was a bad idea. I feel that many people supported this , although I also understand the arguments against keeping it.
People should be more aware of the consequences of having children they can’t afford , but there are always exceptions of course.

Denim4ever · Yesterday 14:55

CurdinHenry · Yesterday 13:41

A lot of people. Retirees are the richest demographic in the UK by miles.

Only the older Boomers, not Generation Jones.

Also, if an occupation pension is available it is more sensible than a private one as choices go. Why target that group

EmmaStone · Yesterday 14:57

auntiemaryhadaredcanary · Yesterday 14:14

When I worked for the NHS I paid out 1/3 of my salary every month in stoppages. Tax, NI, Graduated Pensions and Superannuation !

And for my 5% employer contribution to my pension, I have 32% deductions from my private sector job (tax, NI, pension), PLUS I make another 8% of gross salary payments into a personal pension scheme. I will still not have as big a pension as an NHS worker will.

ThingsAreNotWhatTheyWere · Yesterday 14:57

XenoBitch · Yesterday 14:37

Someone left disabled after a stroke is going to cost more in care than someone just popping pills to keep their blood pressure under control.

This. Prevention is almost always more cost-effective (cheaper) than cure.

Denim4ever · Yesterday 14:58

magnomam · Yesterday 14:31

And yet workers today don’t have access to the same pension schemes because they are unaffordable.

Then the government needs to look at the sector to make it work better because this pension route is safer than the private pensions options.

ThingsAreNotWhatTheyWere · Yesterday 14:58

VickyEadie · Yesterday 14:38

I'm 68. I'm very fit and healthy, with a great BMI and I take excellent care of myself. I'm retired, but am a governor for 3 primary schools and also volunteer in the schools regularly, doing teaching and giving other support. I try to give back as much as I can.

Despite having lived a very healthy lifestyle for decades, I was diagnosed during routine tests with (genetically predisposed) hypertension 18 months ago and take a low dose of medication daily. Are you actually suggesting that the NHS shouldn't give me such medication and that I should be left to the possibility of a stroke, because "we are keeping people alive too long"? Or is it that you think they should let me get to a specific age and then refuse me the medication, hoping I'll die quickly?

👏

magnomam · Yesterday 14:59

NeverDropYourMooncup · Yesterday 14:42

Yes, my mother said it was to encourage people to have more than one child.

Birth rates have been low for years so that didn’t work!

Denim4ever · Yesterday 15:02

EmmaStone · Yesterday 14:57

And for my 5% employer contribution to my pension, I have 32% deductions from my private sector job (tax, NI, pension), PLUS I make another 8% of gross salary payments into a personal pension scheme. I will still not have as big a pension as an NHS worker will.

I don't think this is the way to look at at

washingmysocks · Yesterday 15:02

HappiestSleeping · Yesterday 14:47

And even if they are, they still pay tax on it. I think @CurdinHenry has mistaken income from rental properties as being free money.

Landlords will have bought their houses with money that they paid tax on. Then they pay tax on the income generated. When they sell the property, they'll pay capital gains tax, and if they die and leave it to someone else, that person will pay inheritance tax.

If not privately owned, then there is corporation tax etc.

So actually, the landlords are paying a reasonable amount of tax anyway.

Indeed! And in fact the current government has also already increased tax on property income, so landlords are, as of this year, already contributing more than other workers.

OrangeFlower14 · Yesterday 15:03

CurdinHenry · Yesterday 13:30

Why is it always workers who pay

You don't want workers to pay

Who do you think has an occupational pension if not workers? They don't give those out to people who aren't working.

no logic here

Araminta1003 · Yesterday 15:03

It should definitely come out of probate as all the research shows there are billions and billions going to be passed down and all from a generation that had a lot for free, generous pensions, NHS etc etc - a 10 per cent tax on all estates is really no big deal.

Boomer55 · Yesterday 15:04

CurdinHenry · Yesterday 13:41

A lot of people. Retirees are the richest demographic in the UK by miles.

This retiree ain’t 🙄😂😂

Limer · Yesterday 15:04

Re-introduce the two child benefit cap. Scrap the winter fuel allowance. Increase Employee's NI by 2%, change its name to "Social Insurance", and extend its scope to cover everyone over the age of 18 (to include all benefit claimants and pensioners).

Many years ago Frank Field was told to "think the unthinkable" when attempting to sort out the bloated benefit system - he failed, but something radical needs doing to stop the rot.

Whorulestheroost1 · Yesterday 15:04

Polyestered · Yesterday 14:08

We just need to admit that we are keeping people alive too long. That’s the problem. I’m not talking about killing people off to be clear.

but stop healthcare being SO FOCUSED on tight control of cardiovascular disease, blood pressure, etc etc and extending life expectancy into the 80s. Why?!? We can’t afford it!!

Hate to say this without sounded totally heartless but as a Nurse I agree. I work in the community and visit many residential / nursing homes, I can walk down a corridor and room after room is occupied with bed bound, doubly incontinent, advanced dementia patients with a very poor quality of life. Not a life I would wish for myself or a loved one.

I actually looked after a person last year who had advanced dementia, they had made a living will whilst they had mental capacity not to receive antibiotics or any treatments that may prolong their life. The Doctors that I work with overrode this and treated them, eventually after much intervention from the family treatment was pulled. Why oh why do we do it?

DaisyDooley · Yesterday 15:05

No doubt I’ll get flamed for this -but I don’t care.
Everyone should pay for their own care in their old age.
We are living too long.
It drives me mad when I think about the huge number of people who have dementia, don’t know who they are, where they are or when they are -never mind know who their family are - being kept alive at the cost of £1500-£2000 PER WEEK (and that’s without hospital stays!) for what? Why would anybody want to ‘live’ like that?
I then see desperate parents whose autistic kids can’t get the therapy & support they need which would help make them into functioning, independent adults. £1500 a MONTH for therapy & support would make the difference between having a life/not having a life for so many of these children.

We sacrificed our children’s mental health and education during covid to save the elderly and vunerable. We sacrificed our kids - for what?? So granny who hasn’t recognised anybody for a decade can live another few months?!

The population of people unable to care for themselves is growing.
Im sick of my council tax payments -70% of which go to social care (mainly care homes) and council pensions. How much more are people supposed to pay to keep people who contribute nothing to society alive?! What about the young people?? They are just expected to pay for it all!
And no. I don’t want a penny spent on ‘care homes’ for me or mine.
I would much prefer to see ‘social care’ funds being spent on the young who have their lives ahead of them . I would happily have a 10% death tax for that -just as long as they get rid of the 40% current IHT rate.

Echointhedarkness · Yesterday 15:05

MrsBennetsPoorNervesAreBack · Yesterday 13:34

I think we all need to contribute to the cost of social care in a fair and proportionate manner.

Yep!

BlueFahrenheit · Yesterday 15:06

Cap Universal Credit. Support has limits, whether people like it or not.

magnomam · Yesterday 15:06

@DaisyDooleythe problem is people tend to vote in their interests and with an ageing population that means less policies for the young.

Araminta1003 · Yesterday 15:07

@Whorulestheroost1 - do you think it is because the NHS is state run? How do other countries with private health care deal with it? Do the private insurance companies just refuse to fund beyond a certain point if there is no evidence of quality of life (and who is the judge of that)? We should be adopting similar to other European countries, not more, not less in terms of guidance.

magnomam · Yesterday 15:08

Araminta1003 · Yesterday 15:03

It should definitely come out of probate as all the research shows there are billions and billions going to be passed down and all from a generation that had a lot for free, generous pensions, NHS etc etc - a 10 per cent tax on all estates is really no big deal.

Agree, why are so many against it though. A better system works for all

Araminta1003 · Yesterday 15:08

The thing is if social care were to be state run and efficient like let’s say state education, then the bill for the NHS itself would actually come down.

Collaborate · Yesterday 15:09

The reason why this country is completely fucked is that we can't have a grown up discussion about taxes.

Count Binface sums it up in his Clacton manifesto - "I will cut your taxes, and raise everyone else's". Seems to be what everyone wants. Not got a damn clue why OP picks on only landlords and occupational pensions. Presumably she's neither a landlord or owns an occupational pension.

Doodledoggle · Yesterday 15:09

CurdinHenry · Yesterday 13:37

To be clear I'm not saying instead of workers I'm saying the tax should not only be on workers

I'm a landlord and a worker. And I dont mind being taxed on my income - last year I paid £12k tax on my rental property (all the profit pretty much) additional to my full time school job.

But to say I should be taxed more than you? No way. Tax us all on income. Fairly.

I just wish they'd bite the bullet and put up income tax and stop faffing around at the fiscal edges.

magnomam · Yesterday 15:10

How is it far to increase income tax?

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