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Worried about loan approval not going through!

2 replies

ThisNewCyanBiscuit · 15/01/2026 22:13

Just want to check any ones experiences with applying for a personal loan, I have had a loan accepted by Admiral today and I have an email saying funds will be in my account by next week. I really need this loan!

I haven’t had to give any form of ID or anything so far, they’ve done a hard search and it’s been approved from there. Got an email to say funds will be in my account next week.

Does all this mean I will definitely get the money in my account next week like 100%? I just feel it was a little too easy and I feel like they are just going to change their mind or something as that what I’ve read on some of there reviews! And I’m panicking a bit because if I don’t get this loan I won’t be able to apply for another one because it’s had a hard search on my credit score.

OP posts:
Catza · 15/01/2026 22:27

Is your credit rating completely shit? Asking because I have a gazillion hard searches on my file and I just got approved for a mortgage. My credit rating is rock solid so it didn't matter a bit.
I find it strange that you didn't need to provide a form of ID but, I suppose, if they are saying the loan has been approved then it has.

ThisNewCyanBiscuit · 15/01/2026 22:47

Catza · 15/01/2026 22:27

Is your credit rating completely shit? Asking because I have a gazillion hard searches on my file and I just got approved for a mortgage. My credit rating is rock solid so it didn't matter a bit.
I find it strange that you didn't need to provide a form of ID but, I suppose, if they are saying the loan has been approved then it has.

Yes it’s low mine because I tried to get a loan at the end of last year and got rejected and then again on a credit card! So I’m really nervous about this, I guess I won’t believe it until it’s in my account.

OP posts:
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