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aibu to ask about removing name from deeds and mortgage

5 replies

Peachesandcream20 · 11/10/2024 13:14

Hello, hoping for some advice with this.

I bought a property 4 years ago with a friend.

We own the property as join tenants and are both on the mortgage. I own 98% and they own 2%.

I paid the full deposit and have lived in it and paid all mortgage payments and repairs.

we have fallen out and the mortgage fixed rate is about to expire.

I am able to get a new mortgage in my own name but they are not responding to the transfer of equity letter. The mortgage product expires in a month and I don't want to move onto the standard variable rate.

Can I get a court order to remove their name from the title and deed?

OP posts:
BMW6 · 11/10/2024 13:15

You need proper legal advice on this

Jc2001 · 11/10/2024 13:18

Out of interest how did they end up with such a small share? Couldn't you have made up that 2% to avoid going into shared ownership.

Anyway. Get a solicitor and talk to them would be my advice.

Icanttakethisanymore · 11/10/2024 13:18

Crikey. Not that it impacts the advice but out of interest, why did you put them on the deeds in the first place?

carly2803 · 11/10/2024 13:36

you need a solicitor

can you not buy them out/pay them off asap?

Willyoujustbequiet · 11/10/2024 14:04

You're not joint tenants if you own it in unequal shares like that. You are tenants in common.

Yes you can apply for a court order but you do need legal advice.

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