I always shop around every year when the renewal comes up. This time it had gone up from £296 to £503. No accidents, same car, absolutely all parameters the same. I went ahead with a different company that was able to give the same terms as the old policy for just over £300. When I rang the first company to cancel the renewal (which you can't do online) I was on hold for 20 minutes and then inevitably was begged to stay with them and they would match the price of the other company. I asked the guy if they could offer me insurance for £300, why not just do that then? Had they quoted me anything within £50 of the old price I'd have stayed and just let it auto-renew. Its so obvious they just bank on people being too busy and stressed to remember and the exorbitant renewal goes through unchallenged. I can't stand how so much of modern life is like this. The only reason I have time to do this with car, pet and now broadband prices is because I'm a teacher on school holidays. If it was term time I'd probably just let them roll. It just feels so grabby and exploitative. No voting, just having a rant but AIBU to think there's something rotten at the core of so many businesses now and absolutely no desire to genuinely give people a good deal?